Private Medical Insurance

Does private insurance cover osteopathy?

Yes, most UK private health insurance providers typically cover osteopathic treatment under outpatient or complementary therapy benefits. Terms, session limits, and referral requirements vary by policy.” 

How to claim

  • Confirm with your insurer if osteopathy is included.

  • Check if a GP or consultant referral is needed

  • Some insurers accept invoice submission directly, while others require you to pay upfront and claim back from them 

Which insurers cover osteopathy

AVIVA, Healix, Vitality, Cigna, Simply Health, Healthshield & WPA health insurance companies. Most cover osteopathy under a therapist’s network

FAQs

Is osteopathy covered by private medical insurance?
Yes, most UK private health insurers cover osteopathy under their outpatient or complementary therapies coverage. Coverage varies by provider and policy type.

Which insurers cover osteopathy?
Major providers, such as Aviva, WPA, Cigna, and Vitality, often include osteopathy in their plans. Please refer to your individual policy for details.

Do I need a referral to claim osteopathy sessions?
Some insurers require a GP or consultant referral before treatment. Others allow self-referral—check with your provider.

How many osteopathy sessions are covered?
This depends on your insurer and plan. Limits typically range from 4 to 12 sessions per year.

Can I claim directly at Wellthy Clinic?
You pay us directly and then claim reimbursement from your insurer. We provide itemised receipts to help you with your claim.

Are all your osteopaths registered with insurance providers?
Yes, our osteopaths are registered with the General Osteopathic Council (GOsC) and recognised by most UK insurers.

Are Osteopathic Doctors covered by Insurance?

Yes, but it depends on your policy. It is always best to check with your provider first before booking a treatment session.

Does Wellthy Clinic invoice the Insurance Companies directly, or do I have to contact them?

At Wellthy Clinic, we invoice WPA & Vitality directly. With all other insurance companies, you would purchase your session, and we would then forward your treatment receipt so you can claim back directly with your insurance company.

How many Sessions can I claim for?

It depends on your policy and plan; the number of sessions can vary from 4 to 30. It may be after your allocation that your health insurance provider will request that the practitioner provide a treatment report to release additional sessions. We would be willing to do this, provided we feel this is necessary to continue with treatment.

Do they have to live within a certain area to be able to have treatment with you?

No, we don't believe there are any geographical restrictions. We are based on New Cavendish Street in Marylebone.